Whether you're an underwriter or a loan officer, TrendScape™ gives you critical information in plain language—right on the first page of your credit reports.
TrendScape empowers you with insights you can use now. It leverages the new trended data in credit reports to give you a clearer picture of your applicant's overall credit and where they are heading.
Get more from the data you're already buying. Ask your credit report provider for TrendScape.
TrendScape™ automatically analyzes your credit reports—all you have to do is look at the first page to see how applicants are trending.
TrendScape™ finds trends and alerts you to important behaviors. It even uses the trend data to forecast key credit score changes.
TrendScape™ comes with every credit report, wherever you order them. Use an LOS? No problem. TrendScape is delivered as the first page of your PDF credit report.
“It tells you what is going on before you dive into the credit report.”
“It kind of takes the blinders off—I can make a more informed decision on a marginal loan. A lot of underwriting government loans is about: are they managing money well enough to handle a payment shock? This tells you that at a glance.”
“It gives a good picture to look at for the borrowers before you get into the files. It shows you what to look for in the trended data in the report. Before you start underwriting it, you have a general picture.”
Do you have data scientists to help you take advantage of all the new data in trended credit reports?
No? That's why we used ours to build TrendScape™ for you. Now you can put your data to work and focus on what you do best—closing more loans.
Customizable credit score forecasts. Simulate complex combinations of changes or simply look into the future. Stop guessing and start forecasting.
Best plan to improve credit score via pay downs and other behavioral changes. Optimal results, minimal effort.
Score improvement opportunity notifications (e.g. +17 points) right on your credit report. Less wondering, more winning.
Key credit report info at a glance. Get clued in before you dive in.